Banca Móvil BAC5.53.0 - App Store

Keep control of your personal finances and enjoy an innovative experience. From Mobile Banking you can check balances, transfer money to accounts in other banks, pay for your services and make recharges from your mobile device.

LEARN EVERYTHING YOU CAN DO WITH BAC MOBILE BANKING

Check balances:
[+] Check the balance of your bank accounts, cards, savings, loans, pension and investment funds on a single screen.

Bank accounts:
[+] Consult balances and movements.
[+] Share your account number easily.
[+] Use the "I want" menu for quick options.
[+] Verify retained transactions.
[+] Resend proof of past transactions.
[+] Quickly visualize your card data.
[+] Temporarily lock and unlock debit cards whenever you want.

Credit cards:
[+] View recent transactions, and transactions from previous months.
[+] Temporarily block and unblock when desired credit cards.
[+] View and redeem loyalty plan points for your cards.
[+] View Payment Dates and minimum and cash payment amounts.
[+] View financing details.
[+] Pay your card or third party cards with your bank accounts.
[+] Verify your payments made on the day.

Transfers:
[+] Transfer money between your accounts or to third party BAC accounts.
[+] Make transfers to other banks either SINPE or ACH.
[+] Make SINPE Mobile transfers (Costa Rica users).
[+] Send money with Kash (1).
[+] Share the voucher through third party messaging Apps (Ex: WhatsApp).
[+] Identify with a "star" the destination accounts that are secure favorites and do not require the use of a security device.

Cardless withdrawals:
[+] Withdraw money from ATM or Rapibac points only with a code created from the App.
[+] View historical withdrawals and pending withdrawals.
[+] Cancel withdrawal codes you no longer need to reintegrate the money immediately.

Payment of services:
[+] Add or remove payment favorites.
[+] Edit the name of your favorites.
[+] View service payment history.
[+] Sort your favorites according to the order you want.

My Finances:
[+] Review your product expenses and income.
[+] Recategorize payments according to your preferences.

Savings Goals: (2)
[+] Open new accounts and create new Goals.
[+] Consult the movements associated with savings.
[+] Make extraordinary savings to your BAC Objectives.

Requests:
[+] Manage issues related to your accounts, cards, etc., such as: claims, certification letters, redemption of points, among others.
[+] View the history of requests made.

Loans:
[+] Consult the total balance of personal, pledge, mortgage and leasing loans.
[+] Make the payment of your loans.

Other features:
[+] Activate your BAC Code and simplify.
[+] Login with Touch ID or Face ID.
[+] Make approvals of your transactions.
[+] Manage the devices from which you log in.
[+] Check the exchange rate.
[+] Change the PIN of your debit or credit card.
[+] Contact us via WhatsApp with the option in the "More" menu.
[+] Switch language between Spanish and English.

Locations:
[+] Guatemala: Avenue La Reforma 9-76, Guatemala city
[+] El Salvador: Avenue Olímpica, San Salvador, El Salvador
[+] Honduras: Boulevard Suyapa, Tegucigalpa, Francisco Morazán, Honduras
[+] Nicaragua: BAC Center, Km 4 1/2 Highway to Masaya, Nicaragua
[+] Costa Rica: Plaza Roble, Guachipelín, Escazú, Costa Rica.
[+] Panamá: BAC tower, Av Balboa Cls 42 y 43, Bella Vista Panamá - Panamá.

Related fees: Do not apply

Considerations:
(1): Enabled in Guatemala, Honduras, El Salvador and Costa Rica.
(2): Functionality not enabled for Nicaragua.

Requirements for optimal operation:
[+] iOS 15 or higher, lower versions do not ensure proper operation.
[+] Requires a stable internet connection.

If your device has problems with the iOS version, we suggest using the website www.sucursalelectronica.com in your mobile browser.
If you have doubts or problems with any functionality you can visit: https://ayuda.baccredomatic.com/es

Version History - SINPE TP - Public Transportation (Applies to Costa Rica (CR) only).
- Enhancements to Fixed-Term Deposit Certificates. 5.53.0 Sep 23 - SINPE TP - Public Transportation (Applies to Costa Rica (CR) only).
- Enhancements to Fixed-Term Deposit Certificates. 5.52.3 Aug 3 - SINPE TP - Public Transportation (Applies to Costa Rica (CR) only).
- Enhancements to Fixed-Term Deposit Certificates. 5.52.2 Jun 16 - SINPE TP - Public Transportation (Applies to Costa Rica (CR) only).
- Enhancements to Fixed-Term Deposit Certificates. 5.52.1 Jun 9 - SINPE TP - Public Transportation (Applies to Costa Rica (CR) only).
- Enhancements to Fixed-Term Deposit Certificates. 5.52.0 May 7 - Improvements for Panamá ACHXpress functionality.
- Security enhacements. 5.51.2 Apr 6 -Improvements for Panamá ACHXpress functionality.
- Security enhacements. 5.51.1 Mar 20 - Improvements for Panamá ACHXpress functionality.
- Security enhacements. 5.51.0 Mar 1 • Improvements to the Extra Financing feature
• Improvements to the Mini Installments feature
• Remove ACH PAN Favorites (Panama only) 5.50.2 12/16/2025 -Improvements to the Extra Financing feature
-Improvements to the Mini Installments feature
-Remove ACH PAN Favorites (Panama only) 5.50.1 11/19/2025 - Improvements to OLE functionality.
- Delete favorites for BAC transfers.
- Delete Regular SINPE favorites (CR only).
- Improvements to Marchamos functionality (CR only). 5.49.1 10/24/2025 - Improvements to OLE functionality
- Delete favorites for BAC transfers
- Delete Regular SINPE favorites (CR only) 5.49.0 10/08/2025 - Various improvements for digital account and Mini Cuotas 5.48.1 10/02/2025 - Various improvements for digital account and Mini Cuotas. 5.48.0 09/08/2025 - Various improvements for digital account, OLE and Mini Cuotas. 5.47.0 08/04/2025 - Creation of the first BAC Objetivos account in Guatemala is enabled
- Various improvements for digital account 5.46.0 06/24/2025 - You can now enable Xpress (Only for Panamá) 5.45.2 05/27/2025 - You can now enable Código BAC for a second user on the same device. 5.45.1 05/19/2025 - You can now enable Código BAC for a second user on the same device. 5.45.0 04/24/2025 - Now you will be able to view your bank accounts with IBAN format 5.44.1 02/19/2025 - Now you will be able to view your bank accounts with IBAN format 5.44.0 01/28/2025 - Now you will be able to search the details of the movements of your bank accounts by date. You will be able to see the movements grouped by day and visualize the positive data with sign + 5.43.2 12/04/2024 - Now you will be able to search the details of the movements of your bank accounts by date. You will be able to see the movements grouped by day and visualize the positive data with sign + 5.43.0 11/05/2024 - Now you will be able to search the details of the movements of your bank accounts by date. You will be able to see the movements grouped by day and visualize the positive data with sign + 5.41.1 07/10/2024 - We made improvements in the stability and performance of the application. 5.40.0 06/04/2024